Privacy Policy

Clean Path Credit™ — Effective Date: April 16, 2026

1. Introduction

Clean Path Credit (“Company,” “we,” “our,” or “us”) respects your privacy and is committed to protecting your personal information.

This Privacy Policy explains how we collect, use, disclose, and safeguard your information when you visit CleanPathCredit.com, form.cleanpathcredit.com, and any related dashboard, tools, or services (the “Platform”).

By using the Platform, you agree to the practices described in this policy.

2. Information We Collect

2.1 Personal Information

You may provide:

  • Full name
  • Email address
  • Phone number
  • Billing details (processed securely via third parties)
  • Credit-related and financial information

2.2 Automatically Collected Information

We may collect:

  • IP address
  • Device and browser type
  • Pages visited
  • Session duration
  • Interaction behavior

2.3 Sensitive Financial Data

We recognize that certain information you provide may be highly sensitive, including credit report details, account histories, and financial obligations.

While Clean Path Credit is not a healthcare provider and is not subject to HIPAA, we apply high-standard data protection principles where possible, including:

  • Minimization of data collection
  • Restricted internal access
  • Secure storage practices
  • Use limitation strictly for service delivery

Your data is handled with a high level of confidentiality and care.

3. How We Use Your Information

We use your information to:

  • Provide access to the Clean Path Credit platform
  • Generate personalized credit strategies
  • Deliver dashboards, tools, and recommendations
  • Communicate updates, alerts, and support
  • Improve system functionality and performance
  • Detect and prevent fraud or abuse

4. AI Usage Disclosure

Clean Path Credit uses artificial intelligence (AI) and automated systems to:

  • Analyze user-provided data
  • Generate credit strategy recommendations
  • Assist in preparing challenges and outputs

By using the Platform, you acknowledge:

  • AI-generated outputs are assistance tools, not guarantees
  • Outputs may require human review and judgment
  • AI systems are continuously improving but may not be error-free

We do not use your personal data to train external AI models without appropriate safeguards.

5. How We Share Your Information

We do NOT sell your personal information.

We may share data with trusted third parties, including:

  • Stripe (payment processing)
  • Calendly (scheduling)
  • Hosting, analytics, and communication providers

We may also disclose information when required by law, to enforce our Terms, or to protect our rights, users, or platform integrity.

6. Cookie Policy

6.1 What Are Cookies

Cookies are small data files stored on your device that help improve your experience.

6.2 How We Use Cookies

We use cookies to:

  • Enable core functionality (login, sessions)
  • Analyze traffic and performance
  • Track conversions and marketing effectiveness
  • Improve user experience

6.3 Third-Party Cookies

Third-party tools may place cookies, including Calendly (scheduling), analytics platforms, and advertising tools. These third parties have their own privacy policies.

6.4 Managing Cookies

You may control cookies through your browser settings. Disabling cookies may affect functionality.

7. Do Not Track (DNT) Disclosure

Some browsers offer a “Do Not Track” (DNT) feature. Currently, there is no universal standard for DNT signals and our Platform may not respond to DNT settings. You may still control tracking through browser settings and cookie preferences.

8. Data Security

We implement reasonable safeguards, including:

  • Encrypted connections (SSL)
  • Secure servers
  • Access controls

However, no system is completely secure.

9. Data Breach Response

In the event of a data breach that affects your personal information, we will:

  • Investigate and contain the issue promptly
  • Notify affected users where required by law
  • Take corrective action to prevent recurrence

We are committed to transparency and responsible response.

10. Data Retention

We retain data only as long as necessary to:

  • Provide services
  • Comply with legal obligations
  • Resolve disputes
  • Enforce agreements

11. Your Rights

You may have the right to:

  • Access your data
  • Request corrections
  • Request deletion
  • Opt out of communications

Contact: support@cleanpathcredit.com

12. California Privacy Rights (CCPA/CPRA)

California residents may:

  • Request disclosure of collected data
  • Request deletion
  • Opt out of data sharing (we do not sell data)

We will not discriminate against users exercising these rights.

13. Third-Party Links

We are not responsible for external websites or their privacy practices.

14. Children’s Privacy

This Platform is not intended for individuals under 18.

15. Electronic Communications Consent

You agree to receive emails, SMS notifications, and platform alerts. You may opt out at any time.

16. Data Accuracy & User Responsibility

You are responsible for providing accurate information.

17. Changes to This Policy

We may update this policy at any time. Continued use constitutes acceptance of updates.

18. Contact Information

Clean Path Credit
Email: support@cleanpathcredit.com
Website: CleanPathCredit.com