The Clean Path Blog
Straight answers about credit repair, your FCRA rights, and getting mortgage-ready — no hype, no guarantees, just what the law actually says.
June 8, 2026
How to Read Your Credit Report (and Spot the Errors That Hurt You)
All five sections of your credit report explained, the errors that quietly cost you points, and how to dispute them under the FCRA — get all three reports free.
Read article →8 de junio, 2026
Cómo Reparar tu Crédito para Comprar Casa en Texas
Guía en español, paso a paso: revisa tus reportes, disputa errores bajo la FCRA, baja tu utilización y prepárate para la hipoteca — sin promesas de puntaje ni fecha.
Read article →June 7, 2026
Should You Give a Credit Repair Company Access to Your Accounts?
Read-only credit reports: normal. Your bank login or control of your money: never. The exact account access a legitimate company needs — and the red flags to walk away from.
Read article →June 6, 2026
How to Fix Your Credit to Buy a House in Texas
The step-by-step playbook to get mortgage-ready: check your reports, dispute errors, lower utilization, and avoid the mistakes that sink approvals.
Read article →June 6, 2026
Credit Repair vs. Credit Counseling vs. Debt Settlement: What's the Difference?
Three services people constantly confuse. What each actually does, the risks, and how to tell which one fits your situation.
Read article →June 5, 2026
What Credit Score Do You Need to Buy a House in Texas?
FHA, conventional, VA, USDA — the scores Texas lenders actually look for, what else matters, and how to get mortgage-ready (no promises).
Read article →June 4, 2026
How to Choose a Credit Repair Company in San Antonio (2026 Guide)
A law-based vetting guide for San Antonio: the 7-point checklist, red flags, your CROA rights, and the exact questions to ask before you sign.
Read article →June 3, 2026
Are Credit Repair Companies a Scam? How to Tell the Difference
Some are, many aren't — and federal law (CROA) draws a surprisingly clear line. The scam patterns to walk away from.
Read article →June 3, 2026
Do Credit Repair Companies Guarantee Results? What the Law Says
No legitimate company does — CROA §404 makes it illegal. Why 'no guarantee' is the green flag you're looking for.
Read article →June 3, 2026
How to Know If a Credit Repair Company Is Legitimate
A 5-minute vetting checklist grounded in CROA and Texas law: contract, no advance fees, cancellation right, registration, bond.
Read article →3 de junio, 2026
Cómo Reparar tu Crédito con ITIN en Texas
Guía en español: cómo reparar y construir crédito con ITIN, tus derechos bajo la FCRA, y cómo prepararte para comprar casa en Texas.
Read article →June 3, 2026
How Long Does Credit Repair Take?
The FCRA's 30-day dispute window, why most files need multiple rounds, and what actually speeds things up.
Read article →3 de junio, 2026
¿La Reparación de Crédito es una Estafa?
Cómo distinguir una empresa legítima de una estafa usando la ley CROA — y cómo verificar una compañía en Texas.
Read article →3 de junio, 2026
¿Cuánto Tiempo Tarda la Reparación de Crédito?
Expectativas reales: el plazo de 30 días de la FCRA y qué determina cuánto tarda tu caso.
Read article →June 3, 2026
Can You Fix Your Credit Yourself?
You have the same FCRA rights a company uses. A step-by-step DIY guide — and when paying for help makes sense.
Read article →